Americanlady's Frugal Plans

Americanlady · Post by **Americanlady** » 27 Jan 2013, 11:32

1. FIRST OF ALL, reinstate my worksheet to keep track of every dime spent. I let that go by the wayside a couple months ago.

2. Groceries -- since I live alone, be very careful that I only buy what I need and will really use. Always shop for bargains.

3. Rack up as many no-spend days as possible for the month.

4. Plan and organize use of my car, combine errands so least amount of gas is used.

4. Pay extra toward my credit card (I used it over Christmas, I'm afraid) and get it back to zero balance -- keep it that way!!!

5. Big aim is to increase the balance in my bank account every month.

This list should keep me on track. Good luck to all of us. We can do this.

LittleBrownFrog · Post by **LittleBrownFrog** » 27 Jan 2013, 11:51

Good luck AL )t'

Post by **perchy** » 27 Jan 2013, 12:25

Yes we can!! make sure bargains are really bargains, bogof's buy one get one free are not always good deals, do you really need what is on offer and will you use it? advertisers are brilliant at getting us to buy more than we actually need )t'

Americanlady · Post by **Americanlady** » 28 Jan 2013, 10:07

Right on, Perchy! That's very important. And thanks, LBF. Hope you all do very well in February.

Linda Pattison · Post by **Linda Pattison** » 01 Feb 2013, 19:03

Agreed, the BOGO's are only good if it's something you'd normally use and particularly if non-perishable, though we did get two small beef roasts on BOGO a few days back and cooked immediately. All the fats and scraps are now mixed with kibble for the barn cats. I like the idea of no-spend days, that alone forces us to combine errands. :)

redoak · Post by **redoak** » 01 Feb 2013, 19:17

All good ideas AmericanLady
I do most of them too. I wish you good luck with sticking to the plan and finding the best deals.
:-D

Marc