I got my car insurance renewal a few days ago, and it had gone up from £45 pm to £48 so I thought I would check to see if I could get it any cheaper.
Anyway, went onto the mear cat site and OMG - £12.50 pm for more or less the same cover with M ar c & S p enc (no breakdown cover automatically included, but that would only be a couple of pounds a month if I wanted it). I was absolutely delighted and really couldn't believe it, although actually afterwards I felt cross with myself that I hadn't done it before
So, the moral of this story is to check the market every time you get an insurance renewal notice. I certainly will.
I have just done the same, mine was £437 and it is now £207, no breakdown cover but there are deals to be had with that too, I am now awaiting for the house insurance ready for renewal
p.penn wrote:I got my car insurance renewal a few days ago, and it had gone up from £45 pm to £48 so I thought I would check to see if I could get it any cheaper.
Anyway, went onto the mear cat site and OMG - £12.50 pm for more or less the same cover with M ar c & S p enc (no breakdown cover automatically included, but that would only be a couple of pounds a month if I wanted it). I was absolutely delighted and really couldn't believe it, although actually afterwards I felt cross with myself that I hadn't done it before
So, the moral of this story is to check the market every time you get an insurance renewal notice. I certainly will.
Never ever renew any insurance without shopping around first. The insurance companies will give you a good deal for the first year, then up your premium and hope that you are too lazy to search for a better deal when it's time to renew.
Just a little postscript to this thread, and absolutely nothing to do with frugality, but I really wanted to mention it.
The co mpa rison site I used has a promotion of certain cat toys ....m e er ones.... I am sure you have all seen the ads! Well, I have to say that I would have been proud to have been part of the 'think tank' on this one. The e mails I have received regarding my toy have absolutely left me rocking with laughter. I can track it by a video thing - and for a while (I guess until it was verified) it showed it being waved off in a wheelbarrow in the small village...at the moment it has arrived in Dover and is with the post cat! So incredibly clever, extremely funny and so imaginative!
perchy wrote:I have just done the same, mine was £437 and it is now £207, no breakdown cover but there are deals to be had with that too, I am now awaiting for the house insurance ready for renewal
I have received my annual quote for home insurance, paying monthly x 12 all in £800 per annum, I have been on comparison websites and decided to go with tes and co, so I rang my provider to tell them I was no longer going to insure the home contents and buildings with them, when asked why I told them it was far too expensive and that I had been on different sites and could get the same excluding a bicycle for the £210, the lady who was very nice asked if I knew about their genuine match policy, of course I hadn't heard of it I am sure it is printed by elves somewhere anyway the long and short of it is they are matching my quote, in fact £10 cheaper £200 included the bicycle, on the one hand I have saved £600 per year and am thrilled on the other hand now I have had time to think about it I am furious that they would have happily taken the £800.
Perchy, that is what really annoys me, that companies will take money from you without offering you a better deal, but will drop the price when you tell them you are switching
davina112 wrote:Perchy, that is what really annoys me, that companies will take money from you without offering you a better deal, but will drop the price when you tell them you are switching
I have really got a bee in my bonnet about this now, how can they do it, I think I was so flabbergasted that I just didn't really take on board the bigger picture, obviously I am pleased exactly the same policy including a bicycle £600 cheaper, but like you say if I hadn't had a look around the web I wouldn't have had a quote to give them, and it would have stayed at the original renewal
When I told her I was leaving because it was far too expensive she said she was disgusted at her fuel going up